Crypto sportsbooks for US players: who accepts them, per their own terms

Five offshore crypto sportsbooks I have reviewed say in their own terms or marketing that they take customers from the United States: Bovada, BetOnline, SportsBetting.ag, MyBookie and BetUS. Only Bovada publishes a list of US states it refuses, and Michigan’s regulator has sent cease-and-desist orders to all five. Whether betting with any of them is lawful for you depends on your state’s law and on federal law, and this page does not answer that. It quotes what the books publish about states, payouts, limits and verification, with dates, so you can read the terms before a deposit rather than after a dispute.

What this page does and does not say

It does not rule on whether betting with any book is lawful or safe in any state. Sports betting in the US is mostly a state matter: in Murphy v. NCAA (14 May 2018) the Supreme Court struck down the federal law that stopped states from authorising sports betting, and states have legislated one by one since. Federal statutes still apply to the businesses. The Wire Act (18 U.S.C. §1084) covers anyone “engaged in the business of betting or wagering” who uses wire communications for interstate or foreign bets on sporting events. UIGEA (31 U.S.C. §5363) bars such businesses from accepting payments in connection with “unlawful Internet gambling”. How those laws apply to you is a question for your state and a lawyer, not for a review site.

What I can do is report the operators’ own positions, and the actions state regulators have published against them. The US-friendly category uses the same rule: a book appears only if its own terms do not exclude the US and it clearly serves US customers.

Five books that say they serve US customers

All five were read between 5 and 6 October 2026. BetUS’s sportsbook FAQ also makes a legality claim about US players; I do not repeat operator legal claims.

The state lists they publish

Bovada: the only full list

Bovada’s terms, §2.3, prohibit use from “DE, MD, NJ, NV, NY, MI, CO, DC, CT, WV, OH, KS, PA, LA, MA, TN, AZ, NH, VT & RI”. You must tell Bovada before relocating to or visiting one of them. An account accessed from a restricted state loses access, and its balance “may be considered void”. §6.2 treats a VPN or proxy that masks your location as fraud, with all balances forfeited. The list has grown: third-party trackers counted 14 restricted markets in September 2024 and 15 states plus DC in November 2024. The terms header still says “Latest update: January 3rd, 2024”, so check the list itself, not the date.

BetOnline and SportsBetting.ag: no list

BetOnline’s terms, rules and legality article publish no restricted state or country. The rules put the burden on you: “Laws regarding gaming vary throughout the world; it is the responsibility” of the player. SportsBetting.ag’s terms forbid use “within a restricted state or country, as set forth in paragraph 16”, and paragraph 16 contains no such list. BetOnline’s welcome terms forbid getting around location checks with a VPN or proxy; SportsBetting.ag’s forfeit free bets for “circumventing location verification procedures”.

MyBookie and BetUS: countries, not states

MyBookie publishes 119 prohibited countries and territories and no US state. Its terms set the minimum age at 21, and any account “suspected of manipulating their location” faces closure and balance forfeiture. BetUS lists 16 prohibited countries and no US state, yet its own T&C §10.7 says welcome packages “are only available to certain states within the United States of America” without naming them. Both forbid VPNs.

What regulators have done

A state missing from a book’s list tells you nothing about that state’s law. Michigan is the clearest example. The Michigan Gaming Control Board ordered Bovada’s operator to stop in May 2024, MyBookie’s operator in January 2025, the Panama-based operators of BetOnline and SportsBetting.ag in April 2025, and BetUS in May 2025. Bovada now lists Michigan. The other four still do not list any state. Massachusetts’ Attorney General sent cease-and-desist letters to BetOnline and SportsBetting.ag in June 2025. Florida’s Gaming Control Commission sent letters to BetUS, Bovada and MyBookie in February 2025, according to a third-party report.

Books that exclude the US in their own terms

Most crypto-first sportsbooks list the United States as restricted. Lists of “US crypto sportsbooks” that include them contradict the operators’ own documents.

• Cloudbet: “the United States and its territories”, by physical location, including for withdrawals (T&C 7.1.3).
• Sportsbet.io: United States among 46 restricted jurisdictions.
• Thunderpick: “USA” in T&C 3.2; its Anjouan licence also excludes the USA.
• Roobet (§3.5), Rainbet (§4.1.3, United States and territories), Shuffle, BC.Game, Duelbits, 20Bet and 22Bet: the United States is on each restricted list.

Restricted-territory clauses usually come with consequences on withdrawal: Rainbet says withdrawals are not guaranteed after a breach, Thunderpick says the balance of an account accessed from a restricted territory “may be considered void”. The VPN guide covers why a VPN does not fix this.

Crypto payouts: coins, caps and stated times

Three details matter more than the headline numbers. Bovada’s per-coin weekly caps make BTC or LTC the coins for a large withdrawal, not USDT. MyBookie takes ten coins in but pays out only Bitcoin, once a week, so a win above $5,000 leaves in instalments. And all five require deposits to be wagered at least once before a withdrawal. None of these times are mine: I have not yet timed a withdrawal at any of them, and the payout tests page will show it when I do.

Betting limits and maximum payouts

• Bovada: minimum bet $0.50; the maximum varies per event and shows on the Bet Max button; maximum payout $1,000,000 for the sportsbook and $50,000 for the racebook.
• BetOnline: NFL spread $50,000, NFL moneyline $20,000, NBA spread $30,000, MLB moneyline $15,000, props and futures $1,000; parlays pay at most $150,000 and a player can win at most $250,000 in 24 hours.
• SportsBetting.ag: the same NFL and NBA limits, parlays and teasers $5,000, with re-bets allowed every time the odds move or every 61 seconds.
• MyBookie: maximum parlay payout $100,000 and maximum combined daily winnings $100,000; it requires “equal dollar amounts of action” between full games and derived markets such as props and live bets.
• BetUS: no maximum payout published; it reserves the right to limit any wager.

Every one of them has a “recreational players” clause that lets it cancel bonuses or winnings for accounts it classes as professional. High published limits are for the bets they accept, not a promise to keep accepting yours. The comparison with regular bookmakers explains how limits and margins interact.

KYC: what they ask, and when

• Bovada collects full name, address, date of birth, email and phone at sign-up, may check them against government ID, and requires a card verification form before any withdrawal, Bitcoin included, for each card you used to deposit.
• BetOnline and SportsBetting.ag ask for a phone number at sign-up for verification and reserve the right to request photo ID, card copies and proof of address.
• MyBookie verifies every account “at least once before any withdrawal”, by documents or, for US customers, by SMS.
• BetUS requires a signed government ID, plus card copies if you used cards, before payouts “regardless of deposit option used”.

None publishes an amount that triggers extra checks. Crypto deposits do not make these books anonymous: you are a named customer from the start. The no-KYC guide explains the difference.

Licences behind US-facing books

None of the five holds a licence I could verify in a regulator’s register. Bovada’s wording names two authorities with no number. BetOnline’s names a Panama body without a number, and casino.guru marks it “Unverifiable”. SportsBetting.ag and MyBookie name no regulator. BetUS shows a certificate from the Mwali International Services Authority, a body the Central Bank of the Comoros lists among “fictitious structures” for financial licences, per Finance Magnates. The Kahnawake Gaming Commission, which once licensed Bovada, told its licensees in 2016 to stop accepting players from US states that had not authorised them. The licence guide explains what that means for a complaint.

What to check before a deposit

1. Read the restricted list in the current terms, not in a review. Bovada’s has changed several times since 2024.
2. Check your own state’s regulator website for its position and for any action against the book. Michigan and Massachusetts publish theirs.
3. Note the relocation clause. At Bovada, logging in from a restricted state can void a balance, even while travelling.
4. Read the withdrawal table for the coin you plan to use, including weekly caps and how many requests are allowed.
5. Expect identity checks before the first payout and keep the records of where your crypto came from.
6. Withdraw winnings rather than leaving them in an account no US regulator supervises.

The short version

Bovada, BetOnline, SportsBetting.ag, MyBookie and BetUS say they take US customers; Cloudbet, Sportsbet.io, Thunderpick and most crypto-first books say they do not. Only Bovada names the states it refuses, nineteen plus DC, and Michigan has acted against all five regardless of their lists. Payout caps range from Bitcoin with no stated maximum at BetOnline to one $5,000 Bitcoin withdrawal a week at MyBookie. Legality depends on your state and federal law, so read the terms, check your state, and see the casino-side guide or the crypto sportsbooks list for the rest.